2025 COLA Increase for Disability Benefits: Understanding Changes to Social Security Disability Insurance and SSI

Millions of Americans on Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are anticipating a COLA boost in 2025.

When you have a limited income and need to manage your budget in advance, you must be informed. The 2025 COLA rise will not be disclosed until October 10, when the U.S. Bureau of Labor Statistics releases the CPI-W for September and Social Security announces the increase with this missing figure.

COLA Rise 2025 Projections for SSI and SSDI

The current COLA prediction for 2025 is only 2.5 percent. This proportion has changed since February 2024. The Senior Citizens League makes estimates every month.

Keep in mind that they correctly predicted the prior COLA increase, so they are a reputable source for information on the impending Social Security, SSDI, and SSI payment increases. Check the projection progression from February to September:

COLA Rise 2025: Possible Amounts for SSI and SSDI

Your Supplemental Security Income or Social Security Disability Insurance payment will be based on the final 2025 COLA figure.

However, you may get a sense of what it could be like because the next cost of living increase could be less than 3% but more than 2%.

So, if the newest Senior Citizens League prediction is as accurate as the previous year, your benefits could increase by 2.5%. That implies you will receive $966 if you are eligible for the highest SSI payout for individuals. Eligible married couples might get up to $1,450 if the cost of living adjustment increased by 2.5%.

SSDI recipients, with an average payout of $1,539, may get around $1,577. Higher SSDI payments are possible. So, if you receive $2,000, your payment after the rise might be $2,050.