Don’t Miss ‘SOON’! December SSDI First Payment Round For Wednesday Recipients: All You Need to Know

The Social Security Administration (SSA) has confirmed a new SSDI payment on December 11, 2024. Although some Disability Insurance recipients got their check on December 3, this is because they began receiving their disability benefits before May 1997 or because they are also receiving SSI benefits at the same time.

After the SSDI payment on December 11, there will be two more checks if you do not qualify for it or the one on the 3rd. Of course, to receive Social Security Disability Insurance you must have worked and paid enough payroll taxes. What is more, you must have a qualifying disability that meets SSA’s strict definition of disability.

SSDI payment on December 11

Do not forget that to receive SSDI on December 11, 2024, you must have been born from the 1st to the 10th, no matter the month your birthday is. If you are on SSI or got benefits before May 1997, you will not qualify.

Those whose birth dates are from 11-20 will get their Social Security Disability Insurance benefits on December 18. The disability benefit payments on December 11 and December 18 will be Wednesdays.

However, the last SSDI payment in December 2024 will not be issued on the fourth Wednesday. This is because, on Wednesday, December 25, Americans celebrate Christmas, and it is a Federal Holiday too.

SSDI maximum and average amounts on December 11

The amount of your SSDI payment will depend on your work history and the taxes you paid to Social Security. However, average payments will be about $1,542 as per the SSA’s COLA fact sheet.

If you were a high earner you could get up to $3,822, but this is very unlikely. Only those who earned the taxable maximum for 35 years can receive so much money from Social Security.

None of the December payments for SSDI will include the 2025 COLA increase. Hence, eligible recipients will have to wait until January 3, 8, 15 or 22 to get their new and update payment with 2025 COLA.

The holiday season is just around the corner, and for Social Security Disability Insurance (SSDI) recipients who receive their payments on Wednesdays, December brings the first round of payments for the month. It’s crucial not to miss this important financial support, especially as the holidays can bring additional stress with shopping, travel, and other seasonal expenses. If you’re expecting your SSDI payment this December, here’s everything you need to know about the first round of Wednesday payments and how to stay on track.

When Is the First SSDI Payment Round in December 2024?

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For SSDI recipients, payment dates are determined based on your birth date. Those who receive their payments on the second, third, or fourth Wednesday of each month will be receiving their first SSDI payment for December 2024 on December 11, 2024. This applies to recipients whose birth dates fall between the 1st and 10th of the month.

Here’s a breakdown of the payment schedule for December:

• December 11, 2024: This will be the first SSDI payment for those born between the 1st and 10th of the month.
• December 18, 2024: The second SSDI payment round for those born between the 11th and 20th of the month.
• December 25, 2024: The third SSDI payment round for those born between the 21st and 31st. Since this falls on Christmas Day, this payment will likely be issued a day earlier, on December 24, 2024.

Why Should You Keep an Eye on This Date?

Missing your payment date or not knowing when to expect it can create confusion, especially when planning for the holidays. If you rely on your SSDI check to cover your living expenses, it’s essential to track when the payment will arrive so you can manage your bills and any holiday spending.

The first payment on December 11th is your opportunity to ensure you’re financially prepared for the rest of the month.

What Can You Do With the First Payment?

While some may use their SSDI payment for everyday expenses, December is a month where extra planning is essential. Here are some ideas for how you can maximize the first SSDI payment in December:

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1. Pay Holiday Expenses: The holidays often bring extra costs, from gifts to travel. Consider using your first payment to cover these expenses.
2. Catch Up on Bills: If you’ve fallen behind on any bills, this could be the perfect time to catch up before the year ends.
3. Build an Emergency Fund: If you can, use part of your payment to add to your savings for unexpected expenses in the coming year.
4. Budget for the Next Payment: December has multiple SSDI payment rounds, and you may need to plan for the next round of payments. Be sure to allocate your funds so that you have enough until the next check arrives.

How to Ensure Timely Payment

Most SSDI payments are delivered electronically through direct deposit, which is faster and more reliable than paper checks. If you haven’t already set up direct deposit, it’s a good idea to do so to ensure that your payment arrives on time. You can also check your account regularly to confirm when the payment has been processed.

If you’re receiving a paper check, be mindful that mail delivery can be slower around the holidays. Make sure to check your mailbox and track the expected arrival date of your check.

Plan Ahead for December’s Other Payments

If you miss the first SSDI payment in December or need additional funds before the next round, it’s a good idea to stay aware of the following SSDI payment rounds:

• December 18, 2024: If your birth date falls between the 11th and 20th, this will be your next payment.
• December 25, 2024: If your birth date is between the 21st and 31st, this is your third payment for the month. As mentioned earlier, this will be issued early due to the holiday on Christmas Day, likely on December 24th.

Final!

Don’t miss your December 11, 2024 SSDI payment if you receive your Social Security on Wednesdays. This first payment round will help you get a jump-start on the month, allowing you to cover essential bills, manage holiday expenses, and plan for the future.

With some simple budgeting and forward planning, you can ensure a smooth financial transition through the holidays. Remember to stay on top of your payments, track your finances, and enjoy the season without the added stress of missed payments!