In January 2024, eligible beneficiaries will receive their Supplemental Security Income (SSI), which can exceed $967 for single people and a maximum of $1,450 for spouses.
Based on information from the Social Security Administration (SSA), the monthly limit amount for an essential person is $484.
A person who qualifies for the maximum will receive up to $11,604.53 in 2025 when we add up those amounts annually (up from $11,321.49 in 2024).
Meanwhile, a spouse of an eligible individual may be able to receive up to $17,404.87 (up from $16,980.36 the year before). All of these increases are subject to the 2.5% cost of living adjustment (COLA) for 2025.
Here’s why the December 31 SSI payment is coming early.
The goal of the Social Security Administration (SSA) is to provide these payments to eligible individuals on the first of every month.
On the other hand, the agency typically doesn’t send payments on holidays or weekends. The January 1, 2025 payment will therefore be moved to Tuesday, December 31 so that you can start the new year with funds in your bank account.
Because of this rule, there are five occasions on the 2025 calendar when recipients will get payments ahead of schedule. As a result, payments for February, March, June, September, and November will be sent prior to the first day of those months, carefully adhering to the prohibition against issuing payments on holidays or non-working days.
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Who is eligible to receive Supplemental Security Income?
In order to qualify for Supplemental Security Income, applicants need to fulfill several requirements. Generally speaking, they are regarded as conditions that start with a serious handicap that severely restricts your capacity to work.
The SSA also considers financial resources; candidates must have limited financial resources and income. Cash, real estate, and other assets are included in this. In addition, individuals have to be citizens or lawful permanent residents of the United States.
While many beneficiaries are adults with impairments, certain children with comparable circumstances may also be eligible.
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Other SSI benefits are offered by certain states
Along with the SSI benefits, several states provide financial aid to eligible individuals who are unable to cover all of their expenses for a reasonable standard of living.
For information regarding payments in these locations, beneficiaries must get in touch with the state government. Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, New Hampshire, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming are among the states that provide this kind of assistance.
However, the Social Security Administration oversees the state supplement in a few states as well as the District of Columbia.
Beneficiaries can get in touch with one another in these locations to find out how much their benefits will total. California, Delaware, the District of Columbia, Hawaii, Iowa, Michigan, Montana, Nevada, New Jersey, Pennsylvania, Rhode Island, and Vermont are members of this group.
Notably, multiple administrations permit the Social Security Administration and state governments to handle distinct supplemental payment categories in a few of these states.
Regarding this specific issue, it should be mentioned that the states of North Dakota, Arkansas, Tennessee, Mississippi, West Virginia, and the Northern Mariana Islands do not offer an extra supplement to SSI payments.