Texas offers a wealth of retirement options, from charming small towns to vibrant cities, each with its unique appeal. In 2025, retirees are seeking affordability, access to quality healthcare, and a welcoming community. Based on these criteria, here are the top 10 places to retire in Texas this year.
1. McAllen
Located in the Rio Grande Valley, McAllen is renowned for its affordability and warm climate. With a cost of living 21% below the national average and a median home value of $216,840, it offers excellent value for retirees. The city boasts a growing retiree population, quality healthcare facilities, and a rich cultural scene.
2. Fredericksburg
Nestled in the Texas Hill Country, Fredericksburg combines scenic beauty with a vibrant arts scene. Known for its wineries, German heritage, and charming downtown, it provides a peaceful yet engaging environment for retirees. The town’s small-town charm and active community make it a top choice for those seeking a slower pace of life.
3. Georgetown
Just north of Austin, Georgetown offers a blend of historic charm and modern amenities. Its historic downtown square, art galleries, and the award-winning Cowan Creek Golf Club provide ample activities for retirees. The presence of Sun City Texas, a 55+ community, adds to its appeal with resort-style amenities and over 50 clubs and interest groups.
4. San Antonio
San Antonio combines rich history with modern living. The city’s cost of living is 7.9% below the national average, and it offers a plethora of cultural attractions, including the River Walk, historic missions, and a vibrant arts scene. With a significant senior population and excellent healthcare facilities, it’s a practical choice for retirees.
5. Corpus Christi
For those who love coastal living, Corpus Christi is a prime destination. With 113 miles of Gulf Coast shoreline, retirees can enjoy beach activities, fishing, and birdwatching. The city’s median home price is $270,000, making it an affordable coastal option.
6. Kerrville
Located in the heart of the Texas Hill Country, Kerrville offers a serene environment with a strong sense of community. The city boasts low crime rates and a variety of outdoor activities, including hiking and fishing. Its proximity to San Antonio ensures access to quality healthcare while maintaining a peaceful, small-town atmosphere.
7. Canyon Lake
Often referred to as “The Water Recreation Capital of Texas,” Canyon Lake offers retirees a lakeside lifestyle with opportunities for boating, fishing, and hiking. The area has a significant senior population and provides a tranquil setting with easy access to both Austin and San Antonio.
8. Wimberley
Wimberley is a picturesque town known for its natural beauty and artistic community. Retirees can enjoy activities like hiking, swimming in the Blanco River, and browsing local art galleries. The town’s monthly Market Days and proximity to Austin add to its charm and convenience.
9. The Woodlands
A master-planned community north of Houston, The Woodlands offers retirees a blend of urban amenities and suburban tranquility. With over 100 parks, top-tier schools, and a strong sense of community, it provides a high quality of life. The city’s low crime rate and well-maintained infrastructure make it an attractive option for retirees.
10. Frisco
Frisco, a suburb of Dallas, is one of the fastest-growing cities in Texas. Known for its excellent schools and family-friendly vibe, it offers a range of amenities including museums, nightlife, and outdoor activities. The city’s rapid growth and development ensure that retirees have access to modern conveniences while enjoying a suburban lifestyle.
Each of these Texas cities offers unique advantages for retirees, whether it’s affordability, access to healthcare, or a vibrant community. When choosing the best place to retire, consider factors like cost of living, climate, healthcare facilities, and lifestyle preferences to find the perfect fit for your golden years.