The quantity of SSI payments varies from person to person. In practice, only some beneficiaries are eligible for the full benefit depending on their income and resource conditions.
Currently, beneficiaries from the Supplemental Security Income program receive $698 in average benefits per month.
In 2025, the maximum benefit amount for those without any income or resources that could be lower could be $967 per month, while married couples could earn up to $1,450. However, in 2025, those who are deemed “essential persons” will get up to $484.
How much money will beneficiaries receive in their next SSI payments?
Your financial situation will determine the amount of SSI benefits you receive. Within predetermined ranges, your federal payment in 2025 could be higher or lower depending on these variables.
For example, seniors over 65 receive an average of $575 according to SSA guidelines for 2024.
This lower average is often because many seniors also receive retirement benefits, which lowers their eligibility for the maximum amount of SSI.
In contrast, those under age 18 typically receive much more. Their average payment in November 2024 will be about $818.
When the 2025 COLA adjustment is implemented, this sum will go up a little. However, what is the anticipated date of the recipients’ subsequent Supplemental Security Income payments?
According to the Social Security Administration, beneficiaries who receive SSI payments will be the last Americans to receive benefits before the end of the year.
The date of this payment’s arrival is December 31, 2024. Since January 1 occurs on New Year’s Day and Social Security does not handle payments on federal holidays, it will be issued one day earlier than usual.
Remember that there are no bonuses or additional payments offered under the SSI program. One payment is merely an advance payment for the following month, even if you may receive two in a single month.
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SSI payments will increase by 2.5% next year for more than 7 million recipients
As the Bureau of Labor Statistics announced last October 10th, the new cost of living adjustment for 2025 will be 2.5%, which is 0.7% lower compared to the 2024 COLA increase.
Based on this, beneficiaries from the Supplemental Security Income (SSI) program will receive the following payment amounts next year:
| SSI payments | Social Security checks | 2.5% COLA increase | Extra income |
| On average | $698 | $715 | $17 |
| Individuals | $943 | $967 | $24 |
| Couples | $1,415 | $1,450 | $35 |
| Essential person | $472 | $484 | $12 |
It is important to remember that if your SSI payments don’t arrive on the scheduled date, you should wait at least three mailing days before contacting customer service or accessing your My Social Security Accounts, where you can learn more about your monthly payment amounts or request other processes related to Social Security in the United States.
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This is how the SSA calculates your SSI payments?
Below you will find the most important parameters followed by the Social Security Administration to calculate your SSI payments:
- Eligible Individual: Based on an annual total of $11,604.53, your 2025 SSI payment as a single recipient will be $967 per month.
- Eligible Couple: For couples who both qualify, the monthly payment is $1,450, based on an annual total of $17,404.87.
- Essential Person: If you live with someone who provides necessary care and assistance, their monthly payment is $484, for an annual total of $5,815.57.
The monthly paycheck will be reduced by any countable income, as the SSA will split it evenly between the qualified individual and their spouse if both are eligible.
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Keep in mind that several states supplement SSI payments with additional payments. Also, SSI payments receive a small “cost-of-living lift” to keep up with growing costs thanks to the 2.5% COLA adjustment. Whether you are traveling alone, traveling as a couple, or acting as the “essential person,” the amount of money you pay will differ. The monthly check is calculated by dividing the annual total into 12 parts and rounding down any spare change, so no extra money is left hanging!